CREDIT REPAIR
My first recommendation is to hire a professional. I have two to choose from and they cost between $300 - $850 for full year's effort in cleaning up your credit. They are worth every penny and you can compare them for yourself. They are in no particular order:
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She is a mortgage broker AND will reimburse your credit repair expenses if you use her for your mortgage. |
Pam (702) 415-8382 |
Years of experience and charges a flat yearly fee of $850 |
If you think you have it together and have time to work on it youreslf, contact my favorite mortgage broker Aundrea at (702)326-7866. She will be the person you will work with at the end of the lease.
Here is a framework for a plan....
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DOs AND DON'Ts of credit Repair
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DO...
- Make a plan (budget a few hours every month)
- Keep all correspondence
- Stay Positive
- Be organized (create files)
- Be Patient
- Pay cash for things that depreciate (cars, boats etc)
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DON'T...
- Close an account that has a zero balance
- Make more purchases on a credit card
- Max out your credit cards
- Open new lines of credit
- Allow someone else to run your credit
- Allow someone else to use your credit
- BORROW TO BUY A NEW CAR!
- Dealerships pull your credit multiple times
- A car shows up as a liability
- Never borrow money for a car
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